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Adults: $3.49
Children: $2.17
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The average American funeral costs between $8,000 and $12,000 — and that's before outstanding medical bills or debts are factored in. Without a plan in place, that burden falls on your family at the worst possible moment. Final expense insurance is a simple, affordable way to make sure that doesn't happen.
There's no medical exam, your premiums are locked in for life, and your loved ones receive a cash payout they can use immediately when they need it most. It's one of the most straightforward gifts you can leave behind.
Final expense insurance is a simple type of life insurance designed to cover the costs that come when someone passes away — things like funeral arrangements, burial or cremation, and any outstanding bills they leave behind.
Funerals can cost anywhere from $8,000 to $15,000 or more. For most families, that's a significant and unexpected expense to deal with during an already difficult time. Final expense insurance means your loved ones won't have to worry about finding that money.
It works like any other insurance — you pay a small monthly premium, and when you pass away, your chosen beneficiary (usually a spouse or child) receives a cash payout to cover those costs.
No medical exam required — most people qualify regardless of age or health
No Medical Exam:
Fixed Cost:
Premiums are fixed for life! No annual increases or hidden fees
Fast and Simple:
You can get full coverage within just a few minutes
Guaranteed Payout:
Guaranteed cash payout to your chosen beneficiary
No Waiting Period:
Coverage starts immediately. No waiting for long approvals or credit checks!
Affordable:
Policies are designed to fit a fixed income. No fees, changes, or overly expensive policies
Freedom:
You can use the payout for anything! Most people put them towards funeral costs, but they can also be used to pay outstanding debts, medical bills, and more
Confidence:
Daily peace of mind that you are protecting your families future for just a small payment monthly or annually (you choose!)
Build Value:
Final expense policies can build cash value over time. Once the cash value of your policy is high enough, you can withdraw cash from it, use it to borrow money, or even pay your premiums.
Final expense policies are designed to cover the costs following the death of a loved one. This can include things like funeral costs, outstanding debts, medical bills, burial costs, and more.
Your beneficiary (the person who will receive the payout), can spend the money on whatever they want. So just make sure you choose someone you trust to take care of the family affairs.
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